💰
Spendly
Enter your PIN

Overview

Your spending at a glance

Custom
Month
Year
All time
From
To
Total spent
$0
No data yet
Income
$0
this period
💾 Savings
$0
Income minus expenses
—
SpentSaved
Biggest spend
—
—
Top category
—
—
Breakdown by category
📊
Upload a statement to see your breakdown
Monthly spending

Transactions

0 transactions

💳
No transactions yet
Upload your bank statement from the Upload tab to get started.

Upload

Import your bank statement

📄
Tap to upload statement
Your bank data stays on your phone.
Nothing is sent to any server.
CSV only
Reading your statement…
This takes a few seconds
How it works
1️⃣  Export a CSV from your banking app
2️⃣  Upload it here — AI reads & categorises every transaction
3️⃣  Fix any wrong categories — the app learns & remembers
4️⃣  Come back monthly — it gets smarter each time
Works with all major Australian banks
Suncorp CommBank ANZ Westpac NAB ING Macquarie Bendigo HSBC Wise & more

Insights

Patterns in your spending

🔍
No insights yet
Upload at least one statement to see personalised insights about your spending.

Analytics

All transaction history

All-time averages
Avg monthly income
—
Avg monthly spend
—
Avg savings/month
—
Avg savings rate
—
Browse by period
Custom
Month
Year
All time
Income vs spending · all time
Income Spent Saved
Spending by category · all time
Monthly savings trend · all time
Top 10 merchants · all time

Settings

Manage your data & preferences

Categories
›
Property tab
›
Security
›
Backup & restore
›
Danger zone
›
Learned categories
›
About
›
Edit categories
Add new category
Your categories — drag ☰ to reorder
Delete category
What to do with transactions in this category?

Property

Your mortgage & home costs

Mortgage
Tap Edit to enter your mortgage details
Financial health
House costs this month
Mortgage details
Home loan amount
$
Total redraw balance
$
Interest rate (%)
Monthly repayment
$
Loan start date
Loan term (years)
Merchant
$0.00
—
Category
Monthly budget
$
Add expense
Amount
$
Description
Category
Date